We Do More Than Just Transport Insurance.

If you own and drive your own truck, you know it’s more than just a vehicle — it’s your livelihood. At ATIB, we understand the risks you face every day, whether you’re behind the wheel, loading freight, or managing the paperwork that keeps your business compliant. That’s why we offer insurance packages tailored specifically for owner-drivers who need solid cover, fast service, and real support.

Our policies go beyond just truck insurance. Yes, we’ll protect your rig from accidents, fire, theft, and damage — but we also cover the risks that come with running a business on the move. That includes public liability insurance to protect you if something goes wrong while you're on a job, and transit insurance to cover goods in your care that are damaged or go missing.

For those who operate out of a yard or manage contracts, we also offer infrastructure and property insurance — ideal if you’ve got sheds, offices, or loading zones to protect. Machinery and electronic breakdown cover can help when essential equipment like fridges, cranes, or GPS systems suddenly fail. If you're using computers or digital systems for quotes, bookings, or payments, cyber and computer crime insurance helps shield you from hacking, data theft, or fraud.

If you're subject to audits or compliance checks, we also offer audit insurance — providing financial support if you're hit with unexpected professional fees or regulatory costs.

Whether you’re working local or interstate, full-time or subbie, ATIB can tailor a policy that works for how you drive and how you do business.

For a quote or more information, contact us on 0411 040 841 or email support@atib.net.au..

Managing a small fleet comes with big responsibilities. Whether you're running two trucks or twenty, ATIB offers insurance solutions designed to protect every part of your operation. From accident cover and vehicle damage to liability, goods in transit, and equipment breakdown, we’ll work with you to build a package that fits the way your business runs.

Our small fleet policies can include:

• Comprehensive vehicle insurance for each truck in your fleet
   
• Public liability for on-site and on-road incidents
   
• Transit cover to protect the goods you’re carrying
   
• Infrastructure and property insurance for depots, yards, or storage facilities
   
• Machinery and electronic breakdown cover for cranes, fridges, and on-board systems
   
• Cyber protection for operational systems, records, or customer data
   
• Audit insurance to help with unexpected compliance costs
   

We know every business is different — that’s why we’ll tailor your cover to match your size, risks, and routes. If you’re growing your operation or switching from single truck ownership, we’re here to help you scale securely. 

For more information or a quote, contact us on

0411 040 841 or email support@atib.net.au.

Sometimes it's the smallest things that cause the biggest headaches and the little extras that make all the difference. ATIB offers a range of optional add-on insurance covers to help you customise your policy to better suit your business, your vehicle, and your way of working. Whether you're on the road full-time, managing a team, or running a tight schedule, these extras give you more control — and more peace of mind.

Common add-ons include:

• Windscreen replacement for quick repairs without affecting your main policy
   
• Downtime cover to help cover lost income while your vehicle is off the road
   
• Excess buyback to reduce or eliminate your out-of-pocket cost in the event of a claim
   
• Hire vehicle access so you can keep moving if your truck is being repaired
   
• Tool and equipment cover for damage or theft of essential gear
   
• Trailer or non-owned vehicle extensions, if you're hauling with hired or client-owned equipment
   

These add-ons can be added to most vehicle or fleet policies, giving you a tailored level of cover that works for the realities of the job — not just the paperwork.

To discuss which extras are right for you, contact us on 0411 040 841 or email support@atib.net.au.

Every business is different — and your insurance should reflect that. At ATIB, we work with you to build a policy that suits the way you operate, whether you're running a small office, a busy retail shop, or something in between.

From property damage and theft to business interruption and liability, we’ll help you package the right mix of protection so you can keep things running, even when the unexpected hits.

Flexible Cover Options May Include:

• Fire and storm damage
   
• Burglary or theft
   
• Broken glass and window replacement
   
• Loss of business income (Business Interruption)
   
• Cover for money on premises or in transit
   
• Public and product liability
   
• Optional extras tailored to your industry
   

Not sure what you need? We’ll talk you through it in plain language and get you the cover that fits.
0411 040 841 or email  support@atib.net.au

Your home is more than just four walls — it’s where life happens. At ATIB, we offer flexible insurance options to help protect your house, the things inside it, and your legal liability if something goes wrong. Whether it’s damage from storms, theft, or a burst pipe, we’re here to help you bounce back quickly.

You can choose from Defined Events Cover or more extensive Accidental Damage Cover, depending on how much protection you want for your home and contents.

Key Features May Include:

• Protection from weather events, including storms and flood
   
• Fire and smoke damage
   
• Burglary or attempted theft
   
• Broken windows and damaged glass
   
• Temporary accommodation if your home becomes unliveable
   
• Replacement of lost or stolen documents and cash
   
• Accidental damage cover (optional upgrade)
   
• Personal legal liability if someone is injured on your property
   
• Lost keys and lock replacement
   
• Motor burnout (fusion) cover for appliances
   

Speak with our team to find a policy that fits your home, lifestyle, and budget.

 0411 040 841 or email support@atib.net.au

Whether you’re driving a family car, work ute, or weekend run-around, having the right car insurance gives you confidence to hit the road knowing you’re protected.

Comprehensive Cover
Our comprehensive car insurance offers broad protection — covering loss or damage to your vehicle from accidents (regardless of who’s at fault), theft, fire, storm damage, and vandalism. It also includes cover for damage your vehicle causes to someone else’s property.

Third Party Property Damage
This option provides cover for damage your vehicle causes to another person’s car or property. It does not include cover for your own vehicle.

Third Party, Fire & Theft
A step up from basic third-party cover — this option includes cover for damage to someone else’s property, plus protection if your own vehicle is stolen or damaged by fire.

Optional Extras Available
You can also tailor your policy with extra cover options like:

• No-Claim Bonus Protection – to help maintain your rating after an incident
   
• Windscreen Cover – for quick repairs or replacement
   
• Hire Vehicle Extension – to keep you on the road while your car is off it
   

For more details or to request a quote, speak with our team today on 

0411 040 841 or email support@atib.net.au.

Your time on the water should be relaxing — not filled with worry about what could go wrong. ATIB offers comprehensive insurance solutions for private pleasurecraft, including boats, runabouts, yachts, personal watercraft, and more. Whether you’re moored at the marina, towing it on the highway, or out enjoying a weekend on the water, we’ll help protect your investment from the risks that come with boating.

Our cover includes protection for your vessel, outboard or inboard motor, trailer (if selected), onboard equipment, and personal items related to your boat. You can also be covered for accidental damage, theft, fire, vandalism, and third-party liability — including injury or damage caused to others while operating your vessel.

We understand that every boatie’s needs are different, which is why we offer flexible policy options that can be tailored to suit how and where you use your boat.

Optional Extras You Can Add:

• Lay-Up Cover: Reduce your premium when your vessel is not in use during certain periods of the year.
   
• Waterskiers Liability: Additional liability cover if you're towing water skiers, wakeboarders, or inflatable toys.
   
• Racing Cover: Optional protection if you take part in organised boat races (where eligible under the policy).
   

We’ll help you understand the cover that’s right for you — in plain language, with no guesswork.
To get started, call us on 

0411 040 841 or email support@atib.net.au

Whether you're heading interstate or overseas, travel doesn't always go to plan. Flights get cancelled, bags go missing, and unexpected medical bills can quickly add up. That’s why ATIB offers travel insurance options to help protect you from the costs and stress of the unexpected — so you can focus on enjoying the journey.

It’s best to arrange your cover as soon as your trip is booked, so you’re protected right from the start.

Travel Insurance Can Include Cover For:

• Emergency medical and dental treatment while travelling
   
• Cancellation or changes to your trip plans
   
• Delays due to weather or airline issues
   
• Lost, stolen, or delayed baggage
   
• Rental car excess protection
   
• Accidental death or serious injury while travelling
   

Planning a trip? We’ll help you choose the right cover before you take off.
0411 040 841 or email support@atib.net.au